GYM EQUIPMENT FINANCE
At GymEquipment.co.uk, we know sometimes you don't want to tie up all your money. Gym equipment finance allows you to start your new fitness regime with all the equipment you need. With our simple range of gym equipment finance options, including 0% finance and Klarna, you can also choose to have a zero deposit. Payable in 6, 9, or 12 months* the choice is yours.

KLARNA
Klarna 0% finance for gym equipment offers the perfect way to make things a little more affordable. With Klarna's Pay in 3, you get an unregulated credit agreement that splits your total product cost down into 3 equal payments. There's no interest to pay, and critically, it is only a soft credit check. This will not affect your credit score.
Their credit checks are performed by credit reference agencies "Transunion" and "Experian". They verify your personal details and then use the data from these agencies in making their quick decision. For more information, see our Klarna Pay Later in 3 page.
Klarna o% FINANCE
Again, we have chosen to only offer the 0% gym equipment finance option from Klarna for personal applications. This means no interest to pay on between £500 and £5,000. This gym equipment finance applies to almost all equipment under £5000.
Klarna Finance will make all lending decisions with the help of credit reference agencies. They are subject to an application and a full credit search - a hard search* Please note this is not for business - please see our gym equipment leasing section.

5 REASONS TO CHOOSE US
0% FINANCE
Both our finance options have zero interest. So you pay back what you borrow
TRUSTWORTHY
Klarna is a Swedish fintech company that provides online financial services.
FCA REGULATED
Authorised by the UK’s Financial Conduct Authority (FCA) to provide regulated payments and credit services in the UK.
DEPOSIT
You may be able to choose no deposit, just split payments equally.
VARIABLE TERMS
Depending on the amount, you have 6,9,or 12 months to pay.
ELIGIBLE PRODUCTS
Unfortunately, not all our products are eligible for finance. This is not always in our control, but if you do not see the Klarna Finance option at checkout, then one or more products may not be eligible. Call us on 01494 952182 and we can help you.
Klarna Finance works on baskets of more than £500. ALL products in the basket must be eligible for finance. Complete your checkout and follow the instructions for Klarna. * Please note this is for personal applications only, not business. For business, please choose gym equipment business leasing.


APPROVAL
Klarna 3 Pay and Finance work slightly differently. Klarna Finance is available on one or more eligible products between £500 and £5,000. Application is via checkout and IS subject to a credit check.
Klarna works slightly differently in that you can add multiple products to your basket and then, provided it is below anywhere between £1500 and £2000 (this changes depending on Klarna's AI algorithms), you will see it at checkout. This is a soft credit check!