At GymEquipment.co.uk, we know sometimes you don't want to tie up all your money. As a consumer, gym equipment finance allows you to start your new fitness regime with all the equipment you need. From financing pilates reformers to strength equipment or dumbbell sets, 0% gym equipment finance from Novuna Finance is backed up by options from Klarna for some equipment.
For businesses, check our dedicated business leasing finance page.
NOVUNA FINANCE
Novuna Finance offer our 0% finance for gym equipment and this ensures a simple way to make things a little more affordable. With a choice of 6, 9, or 12 monthly payments, we ensure you pay have no interest to pay and you only need a 10% deposit. Read all the detail here.
Soft and Hard credit checks are performed by credit reference agencies "Transunion" and "Experian". They verify your personal details and then use the data from these agencies to help make a decision. 8 out of 10 applications are usually accepted.
Klarna 0% Finance
Again, we have chosen to only offer the 0% gym equipment finance option from Klarna for personal applications. This means no interest to pay on between £500 and £5,000. This gym equipment finance applies to almost all equipment under £5000.
Klarna Finance will make all lending decisions with the help of credit reference agencies. They are subject to an application and a full credit search - a hard search. For more information, see our Klarna Pay Later in 3 page.
* Please note this is not for business - please see our gym equipment leasing section.
5 REASONS TO CHOOSE US
0% FINANCE
Both our finance options have zero interest. So you pay back what you borrow
TRUSTWORTHY
Klarna is a Swedish fintech company that provides online financial services.
FCA REGULATED
Authorised by the UK’s Financial Conduct Authority (FCA) to provide regulated payments and credit services in the UK.
DEPOSIT
You will need to pay a 10% deposit for Novuna Finance.
VARIABLE TERMS
Depending on the amount, you have 6, 9, or 12 months to pay.
ELIGIBLE PRODUCTS
Unfortunately, not all our products are eligible for finance. This is not always in our control, but if you do not see the Novuna Finance or Klarna options at checkout, then one or more products may not be eligible. Call us on 01494 952182 and we may be able to help you.
Both Klarna and Novuna Finance will work on baskets of more than £500 and up to £15,000 for Novuna. ALL products in the basket must be eligible for finance. Complete your checkout and follow the instructions for Klarna.
* Please note this is for personal applications only, not business. For business, please choose gym equipment business leasing.
APPROVAL
Klarna 3 Pay and Novuna Finance work slightly differently.
Novuna Finance is available on one or more eligible products between £500 and £5,000. Application is via checkout and IS subject to a credit check. Please read details here.
Klarna Finance works slightly differently in that you can add multiple products to your basket and then, provided it is below anywhere between £1500 and £2000 (this changes depending on Klarna's AI algorithms), you will see it at checkout. This is a soft credit check!
"Being able to pay over 6 months really helped us manage our money. We opted for a slightly higher spec treadmill than we originally wanted, which is where the 0% finance paid off. Easy to choose the amount and period, and Will was really helpful explaining it all over the phone."
Frequently Asked Finance Questions
The borrowing we offer is a 0% finance offer. You will be required to pay a 10% deposit (of the gross total of the good(s) prior to them being despatched). We do not charge additional administrative and setup fees, nor do our Partner Novuna Finance.
All our 0% finance deals do require a good to excellent credit history. If you have previously missed payments, defaulted or had county court judgements (CCJs) you may be declined for finance. The decision to provide 0% finance is taken by Novuna Finance and not Gym Equipment Solutions Limited.
Applying for online finance with Gym Equipment Solutions Limited T/A GymEquipment.co.uk is quick, simple and secure. When making a purchase online, simply add your chosen items to the basket, select the finance option at checkout, and complete the online application form.
The application process only takes a few minutes. Once your finance application has been approved, you’ll receive instructions on how to sign your finance agreement, along with a confirmation email containing all the relevant details.
Please review the agreement carefully to ensure all information is correct. You can then either sign the agreement electronically or print and sign it in the required sections before returning it to the address provided in the covering letter.
Once we have received your signed finance agreement and completed a small number of additional checks, your order will be dispatched.
Yes, we require you to pay a 10% deposit. This is a minimum deposit, which of course you can increase up to a maximum of 50% against the items that are applicable for 0% Finance.
Yes, Novuna Finance give you 14 days to withdraw the agreement. If you do not wish to continue your finance agreement, you will need to call their Customer Service Team on 0344 375 5500 within this time period. If you do not, then they will assume you are happy with your agreement and you will be bound by the terms of your loan and monthly payments will be expected.