0% finance

0% Finance for Gym Equipment

At GymEquipment.co.uk we know that sometimes you don't want to tie up all your money in one go, but you've found that piece of gym equipment that will help you get to the next level or to start a new fitness regime.

We can help you spread the cost of your fitness equipment with a simple range of 0% finance deals that cover most of our gym equipment. Spend more than £500 on eligible* products and you can choose an easy and attractive alternative to your debit or credit card. 

[ LATEST ]  GymEquipment.co.uk now offers NO DEPOSIT finance on eligible equipment.


How Much Do I Pay?

Just to show you how simple it is, see the table below for some examples of how you can spread out your payments :

Finance Deal

Example Finance Amount

Deposit 10%


Monthly Payments

Minimum Order

Interest Free 6 / 9 Months




£150.00 / £100.00


Interest Free 12 Months







Why is 0% Finance The Only Option?

We have tried to keep this as simple as possible and have chosen by far the most popular finance option our customers ask for. You will have an option to choose from a range of different credit products (6, 9, 12, 18 and 24 Months) depending on the order value of your basket.

For example, if you decide to buy a product for £1000.00, you will be presented with a finance option for 6, 9 and 12 months interest free finance. If you choose any product or products over £1,499.99 you will also get the option of an 18 month interest free period also.

We have three distinct bands that trigger different finance options for you :


Your Spend


Type of Finance


£500 - £1,499.99

6, 9, 12 Months

Interest Free


£1,500 - £2,499.99

6, 9, 12, 18 Months

Interest Free


£2,500 - £15,000

6, 9, 12, 18, 24 Months

Interest Free



How Do I Get Finance?

Simply add the gym equipment you want to your basket and then proceed to checkout as normal. When it asks you for your payment option, please choose "finance" and click enter. You will be transferred to a secured and encrypted server where you can choose the exact finance product you would like and then you can complete the application form.

The whole process takes about 10 minutes and everything is done securely online. You will also know if the application has been successful after about 30 seconds - so no hanging around waiting!

What Products are Eligible?

We offer 0% finance on most of our products. However, there are some products that are not eligible for finance for a number of reasons.

When purchasing an individual item, you will see on the product page whether it is eligible for finance. If you choose to buy more than one product on finance and include an item that is not eligible for finance, you will need to remove it at checkout in order to process the other items. Your basket total must be over £500 with eligible finance products to apply.

Please contact us on 01494 952182 if you have any queries over our finance options.


I've Been Approved - What Happens Next?

You will have the option to print the agreement or request for a copy to be sent over. If you don't have a printer you will receive your copy 24/48 hours after you've been accepted. You will have to:

  1. Enclose a proof of address (gas, electricity, council tax)
  2. Sign the agreement
  3. Send it back to the finance company

Once they receive it they will give us the go ahead to deliver your product. All in all, from the moment you are accepted to the moment we receive the agreement is only a matter of days - it all depends how fast you post the signed documents back!


How Does The Payment Work ?

The great thing about Interest Free is that the total amount payable is NEVER GREATER than the original CASH PRICE.

That means that if you bought a treadmill for £1,950 via the 12 month interest free option you will have paid £1,950.00 at the end of the period. Not a penny more. There are also no risks of incurring late charges or having to remember when to pay the instalments - everything is done automatically for you.


Getting Finance - The Fine Print

For your gym design enquiry, please complete the form below or give us a call on 01494 952182.