At we know sometimes you don't want to tie up all your money. Gym equipment finance allows you to start your new fitness regime with all the equipment you need. With our simple range of gym equipment finance options including 0% finance and Klarna, you can also choose to have a zero deposit also. Payable in 6, 9, 12, 18 or 24 months* the choice is yours.


Klarna 0% finance for gym equipment offers the perfect way to make things a little more affordable. With Klarna's Pay in 3, you get an unregulated credit agreement that splits your total product cost down in to 3 euqal payments. There's no interest to pay and critically, it is only a soft credit check. This will not effect your credit score.

Their credit checks are performed by credit reference agencies "Transunion" and "Experian". They verify your personal details and then use the data from these agencies in making their quick decision. For more information see our Klarna Pay Later in 3 page.


Again we have chosen to only offer the 0% gym equipment finance option from V12 Finance. This means no interest to pay on between £500 and £15,000. Critically you also can opt for "No Deposit" - but this will mean less chance of getting finance in our opinion.

V12 Retail Finance Limited act as a credit broker and introduce you to Secure Trust Bank Plc, the parent company. All lending decisions are down to V12 retail finance and are subject to an application and a full credit search.




Both our finance options have zero interest. So you pay back what you borrow



V12 Retail Finance is trading name of Secure Trust Bank PLC, est. 1952



Authorised and regulated by the Financial Conduct Authority. Reg number: 679653.



If you choioce, put down no deposit just split payments equally.



Depending on amount, you have 6,9,12,18 or 24 months to pay.


Unfortunately not all our products are eligible for finance. This is not always in our control but if you do not see the V12 finance option at checkout then one or more products may not be eligible. Call us on 01494 952182 and we can help you.

V12 finance works on multiple products provided the basket is more than £500 and ALL products are eligible for finance. You complete checkout and then go out to the V12 site to complete the initial application where you can choose your time and deposit.


V12 Finance and Klarna work slightly differently. V12 is available on one or more eligible products between £500 and £15,000. You can deposit between 0 and 50% of the item. Application is via checkout and IS subject to a credit check.

Klarna works slightly differently in that you can add multiple products to your basket and then provided it is below anywhere between £1500 and £2000 (this changes depending on Klarna's AI algorithms) you will see at checkout. This is a soft credit check!

"Being able to pay over 6 months really helped us manage our money. We opted for a slightly higher spec treadmill than we originally wanted - which is where the 0% finance paid off. Easy to choose the amount and period and Russell was really helpful explaining it all over the phone." John, Bristol

For your gym design enquiry, please complete the form below or give us a call on 01494 952182.